Taking out insurance and occupational pension schemes for employees

Companies that are bound by a collective agreement must take out insurance and occupational pension schemes for employees. You as an employer are responsible for taking out, administering and paying for the insurance and occupational pension.

Which companies must take out insurance and occupational pension schemes?

Companies that are members of an employer association affiliated with the Confederation of Swedish Enterprise are usually bound by a collective agreement. The collective agreement stipulates the obligation to take out collective insurance and occupational pension schemes for employees. This also applies to companies that have concluded collective agreements with trade unions, the so-called local collective agreements (hängavtal in Swedish). For wage earners, you take out insurance and occupational pension schemes with Fora, and for salaried employees you take out insurance with both Fora and Collectum.

Teckna forsakringTaking out insurance and occupational pension schemes

Depending on whether your employees are wage earners or salaried employees, different insurance and occupational pension solutions apply.

Read more about how you as an employer take out insurance and occupational pension schemes when you have a membership in an employer association or when your company has a so-called local collective agreement with a trade union.

Insurance policy content

Read more about the different types of insurance available with Fora and Collectum.

Companies that do not have collective agreements

Companies that do not have collective agreements can conclude insurance contracts with Fora.

Customer service for employers

Contact our experts regarding collective insurance schemes

  • Phone: +46 10 45 53 800
  • Email: fraga@finfa.se
  • Opening hours: Business days 8.30 a.m. - 4 p.m.